By Elsa Iris Reyes, Founder of Toloache Consulting Embracing Challenges: A Journey of Leadership The past year's ebbs and flows in the financial markets forced my scrappy instincts to kick in and sharpened my financial leadership. My early experiences with financial challenges instilled in me the importance of resourcefulness. Today, I find myself shaped by both scarcity and abundance, which has molded me into a confident and resilient leader. I am eager to share the lessons